Liberia has taken a historic step into the future of digitization & finance inclusion with the launch of the Inclusive Instant Payment System (IIPS), a national platform enabling seamless, instant, and secure money transfers between mobile money operators (Orange Money & MTN Mobile Money).
This historic interoperable system, launched on December 16, 2025 by the Central Bank of Liberia, marks a defining moment in building a modern Inclusive Instant Payment System that will drive financial inclusion and economic development. This will enable MTN Mobile Money Users to send to Orange Money Users and vice versa.
The ceremony at the Ministerial Complex brought together His Excellency Joseph Nyuma Boakai, President of the Republic of Liberia, senior officials, financial leaders, mobile financial service operators, development partners, the media, and students, highlighting the milestones and national significance.
Delivering the opening statement, Dr. Musa Dukuly, Deputy Governor for Economic Policy at the Central Bank of Liberia, described the launch as a defining moment for Liberia’s financial sector.
“On behalf of the Board of Governors and management of the Central Bank of Liberia, I warmly welcome you to this historic occasion the launch of Liberia’s Inclusive Instant Payment System,” Dr. Dukuly said.
“Today, we are not merely unveiling a payment system; we are unlocking opportunities for the youth, empowering micro, small, and medium enterprises, and expanding economic freedom for all Liberians.”
Quoting the late Nelson Mandela, Dr. Dukuly emphasized that “Money won’t create success; the freedom to make it will,” noting that the IIPS is designed to expand that freedom through faster, safer, and more affordable access to financial services, while reducing reliance on cash.
He highlighted that the system will empower market women, farmers, students, young entrepreneurs, MSMEs, and government institutions, enabling efficient transactions, improved cash-flow management, and the creation of transaction histories essential for economic growth. The IIPS will also strengthen government payments, including salaries, pensions, and social benefits, ensuring timely and secure delivery with minimal leakages.
Speaking at the event, Jean Marius Yao, CEO of Orange Liberia and Chairman of Orange Money Liberia, reaffirmed Orange’s commitment to national development and digital inclusion.
“Your Excellency Joseph Nyuma Boakai, Honorable Government Officials, distinguished partners, members of the press, on behalf of Orange Money Liberia I am proud and honored that our institution has contributed to this important national journey,” Yao stated.
He praised President Boakai for his bold vision of digital transformation, and commended the Central Bank of Liberia for its leadership in fostering collaboration across the ecosystem.
“This milestone marks a clear move away from fragmented wallet-to-wallet systems toward an open, innovative, and interoperable digital payment landscape,” he said, citing successful models in Ghana, India, and Francophone Africa, where interoperability has accelerated financial inclusion.
Yao emphasized that Orange Money Liberia fully welcomes the IIPS initiative and looks forward to delivering a secure, simple, and inclusive payment experience for all Liberians. He also congratulated Orange Money Liberia’s technical teams, led by Maxwell Modd, CEO of Orange Money Liberia, for their dedication and tireless work in making interoperability a reality.
Delivering the keynote address, President Joseph Nyuma Boakai, Sr. hailed the launch of the IIPS as a national declaration that Liberia is ready to embrace the future of digital finance.
“Today, Liberia declares to the world that we are ready to embrace the future of digital finance,” the President said.
“This is not just a technological achievement; it is a promise to our people that progress will not leave them behind.”
In a light-hearted but powerful remark, the President noted, “I heard the Central Bank Governor say Orange and Lonestar are talking. We know what it means when people are not talking. We must talk, we must work together.”
He thanked the World Bank and other development partners, as well as the Central Bank of Liberia, mobile money operators, and all stakeholders who worked tirelessly to make the system a reality. The President reaffirmed the government’s commitment to digital transformation under the ARREST Agenda, emphasizing inclusion, innovation, and national unity.
For Orange Money Liberia customers, this means one clear message: “You can now Receive money from MTN Mobile Money to your Orange money Instantly & conveniently. Whiles still enjoying the free services orange Money offers.”
This achievement is a transformative leap toward a cashless economy, Financial Inclusion & Economic development. As Liberia embarks on this journey, one truth stands clear: interoperability is no longer a promise; it is now a reality.
